In this retirement planning case study, financial planner Ryan Rinehart analyzes whether a couple retiring at 65 with $1.5 million saved can comfortably spend $10,000 per month. He walks through their income sources, Social Security timing, and account withdrawal strategies. The video also explains why Roth conversions—a popular tax strategy—weren’t the right move for this couple, given a capital gains opportunity in their brokerage account that offered greater tax savings.
