Financial planner Ryan Rinehart breaks down five essential planning areas for retirees with over $1 million saved in their 401k. He covers tax strategies like incremental Roth conversions, income planning, the three-bucket investment approach (safety, income, and growth), preparing for rising healthcare costs, and legacy and estate planning. The video offers practical guidance for 401k millionaires looking to protect their savings and build a retirement plan that lasts.



