If you’re over 60 with more than a million dollars in tax-deferred retirement accounts, Roth conversions could save you from a future tax bomb — but they’re not right for everyone. This video breaks down the “Roth conversion sweet spot,” explains tax bracket arbitrage before RMDs kick in, and covers hidden ripple effects, such as IRMAA surcharges and Social Security taxation. Learn who should convert and who should skip it.
