In this video, financial planner Ryan Rinehart walks through a hypothetical case study of John and Lisa, a 65-year-old couple with $1 million saved in a traditional IRA wondering if they can retire. He breaks down their income needs, introduces a safety-income-growth investment bucket strategy to manage market risk, and demonstrates how incremental Roth conversions can dramatically reduce their lifetime tax burden — ultimately doubling their projected portfolio value by age 90.
